Coventry Capital Inc.
     Interview with the President


Brian F. Spengemann, C.F.A.
Chief Executive Officer
Coventry Capital Inc.

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Brian, let’s begin with a short overview of Coventry Capital Management. Briefly, what do you do and how do you do it?

Mr. Spengemann:
Coventry manages common stock portfolios primarily for individuals. The objective is to outperform the S&P 500 over a three to five-year period. For the most part, growth-oriented issues are emphasized. The starting point is to pick issues with projected earnings growth rates in excess of the S&P 500.

If a client has a need for current income, high quality fixed-income issues are used to provide current income. The common stock portion is kept intact for growth in a balanced account format.

You look for fast-growing large companies that dominate their markets. Please describe what you are looking for in one of those companies.

Mr. Spengemann:
Large capitalization growth companies have been the emphasis during the last several years and have performed very well. In the past two years, I have been adding medium-size companies to client accounts. The reason for this shift is that the medium-cap companies are good candidates for strong appreciation based on the prospects for above average earnings growth during the two to three year time frame relative to larger-cap companies.

Regardless of the size of the company, I look at revenue and earnings growth, return on equity, new products that might be coming along and the company’s price-earnings ratio relative to the estimated growth rate.

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